When a crash may be work related
A collision may be work related when it happens while making deliveries, traveling between job locations, transporting materials, performing an errand for the employer or carrying out other assigned duties. Ordinary commuting presents different issues, and exceptions can depend on the facts.
Two different claims may be involved
Workers’ compensation generally focuses on benefits for a job-related injury without requiring proof that the employer was negligent. A personal injury claim against another driver generally examines fault and may include different categories of damages.
Evidence to protect after the accident
- Police or collision report
- Vehicle, scene and injury photographs
- Witness and driver information
- Employer instructions and work assignment
- Delivery, dispatch or time records
- Medical records and insurance correspondence
Avoid giving an incomplete recorded statement
Insurance adjusters may contact you quickly. Before giving a detailed recorded statement or signing broad authorizations, make sure you understand which insurer is calling and what claim it represents.
Have both sides of the case evaluated
Montoya Law handles workers’ compensation and personal injury matters. Evaluating both potential claims helps identify responsible parties, available insurance and benefits that might otherwise be overlooked.